ATTEntion: Employers That Care

Don't waste money on networks no one uses.

Your employees are paying more and getting less.
HomeTeam Health fixes that—with local providers, simple benefits, and real transparency.

Local contracted provider rates in Western & Central PA.
Simple plan design.

Real transparency.

Healthier Employees.
Low or even $0 copays (varies by plan customization)

If your renewal feels like an annual hostage negotiation… you’re not crazy.

  • Premiums rise. Deductibles rise. Morale drops.

  • Employees avoid care because they can’t afford to use the plan you “offer.”

  • You can’t tell what anything costs until after it happens.

  • Bills, EOBs, appeals, confusion… your HR team becomes the call center.

  • Networks look great on paper—until someone actually needs care.

FAQs

Answers to Your Key Health Insurance Questions

Is this ‘too good to be true’?

No. It’s just what happens when you stop buying healthcare like a mystery box and start buying it like a business decision.

What if an employee needs care outside the area?

We include national access options for travel, dependents out of state, specialty needs, etc.

Are deductibles/copays really low or zero??

For employees who use HomeTeam providers, plan design can deliver very low or even $0 cost-sharing for many common services. (Final structure depends on your group and region.)

Do you help employees with guidance for care?

Yes! Patient advocacy + navigation to keep members out of the billing swamp

Is this only for Western & Central PA?

Right now—yes. That’s the point. This works because it’s community-built with local provider economics.

What does ‘level-funded’ mean for me?

It means more control, more transparency, and smarter risk management than fully insured—without the administrative headache of classic self-funding.