Free reviews close November 15

--days

--hrs

--min

--sec

For employers in Western & Central Pennsylvania

Better care for your people. A lower bill for you. Can't be real. It is.

Your health plan renewed and the price went up again. Do you know why? Most employers figure that's just how it works, and that anyone promising better coverage for less money is selling something. Scientists said the same thing about the platypus.

Book my renewal review → Call 814-317-5063

Powered by

Call 814-317-5063 and you'll reach us as The Preferred Healthcare System.

Renewing January 1? You have about 6 weeks to change anything. The review is free through November 15.

30 seconds with Paddy, our spokesplatypus. Hit the sound button.

MEET PADDY

Sound familiar?

If your renewal feels like a letter you're not allowed to argue with, you're not crazy.

Here's what the usual plan costs you, beyond the premium.

Premiums rise. Deductibles rise. Morale drops.
Employees skip care because they can't afford to use the plan you "offer."
You can't tell what anything costs until after it happens.
Bills, EOBs, appeals, confusion. Your HR team becomes the call center.
The network looks great on paper, until someone actually needs care.
You pay for a national network your people never use.

Why a platypus?

The experts called it a fake. They were wrong.

When the first platypus reached London in 1799, scientists were sure somebody had sewn a duck's bill onto a beaver. They went looking for the stitches. There weren't any.

Paddy is proof that some things that sound unbelievable are true. That's what he stands for.

Most employers believe something else can't be true: better health care for their people and a lower bill for the company, in the same plan. It's real. It's built from pieces that already work on their own. They just don't usually come in the same package.

The pieces

What's actually inside a HomeTeam plan

No magic. Six proven pieces. We use the ones your people need and skip the rest.

Plan design

Built around your people

Not a carrier's template. The benefits are designed for your group.

Doctors

A doctor your people can actually reach

Primary care that's easy to get to, so small problems stay small.

Claims

Paid at a fair price

Not whatever the hospital's price list says that day.

Prescriptions

No hidden markup

You see what the drug costs. Nobody skims off the middle.

Hospitals

Rates negotiated direct

The price is the price, agreed before anyone needs care.

OptimizeU

Looking after yourself, together

Coaching and a little friendly competition that make healthy habits normal at work.

Underneath all sixA person to callSomeone watching the vendorsStop-loss protectionThe paperwork handled

Proven pieces.One plan.

Low or even $0 copays for many common services with HomeTeam providers. Final plan design depends on your group and region.

So what changes for you?

Your people use the plan. You stop dreading the renewal.

Employees go to the doctor before it becomes the ER.

When a visit costs little or nothing, people stop putting it off. Small problems stay small.

HR gets its week back.

Fewer surprise bills means fewer appeals, fewer angry phone calls, and fewer EOBs nobody can read.

You know the number before you sign.

Prices you can see ahead of time, instead of finding out what care cost a month after it happened.

Questions

The ones every employer asks

Can't find yours? Call 814-317-5063 and ask a person.

Is this too good to be true?

No. It's what happens when you stop buying healthcare like a mystery box and start buying it like a business decision. Ask us to show you the stitches. We'll walk you through every piece.

What if an employee needs care outside the area?

We include national access options for travel, dependents who live out of state, and specialty needs.

Are deductibles and copays really low or zero?

For employees who use HomeTeam providers, plan design can deliver very low or even $0 cost-sharing for many common services. The final structure depends on your group and region.

Do you help employees find the right care?

Yes. Patient advocacy and navigation keep members out of the billing swamp.

Is this only for Western & Central PA?

Right now, yes. That's the point. It works because it's built on local provider economics.

What does "level-funded" mean for me?

More control and more transparency than a regular fully insured plan, and smarter handling of risk, without the paperwork headache of running a self-funded plan on your own.

Your move

Somebody told you it can't be done? Ask to see the stitches.

Send us your current plan and renewal. We'll show you what a HomeTeam plan would look like for your group, piece by piece. Want to see inside your plan? Book a renewal review. It's free through November 15. No pressure.

Pick a time with Maureen → Or call 814-317-5063

Call814-317-5063

Emailmfrucella@pbsforyou.com

Visit3223 Rte 764, Duncansville, PA 16635

Paddy the platypus waving, wearing a HomeTeam Health jersey